lifestyle blog articles

lifestyle blog articles

Why You Need A Disability Insurance Lawyer

Many of us worry about our health insurance plans. You can hear it in discussions, and you can read it all over the news. We want to make sure our medical services get covered in case we get sick or hurt. However, we hardly ever think about replacing our incomes in case that same illness or injury makes it tough for us to go to work and get paid! Have you thought about how you would pay bills if you lost your job?

You break an arm or a leg. This is a temporary problem. You may be disabled for six to eight weeks. However, the Rules require a disability that will last more than twelve months.

You can no longer do your heavy manual labor but you are younger than 49. If you are younger than 49 the Rules require that you rule out every kind of work not just the heavy manual labor you used to do.

Getting a adaptive devices for persons with disabilities company or Medicare to pay for a free electric wheelchair or disability scooter isn’t all that hard, but it can be frustrating and time consuming. You become the conduit between the insurance company and your loved one. Dealing with insurance companies is trying at best, doing it for someone else complicates the situation.

As his condition worsened, it began to pose restraints on most physical activity. Determined to continue working, however, Mr. Rigg attempted to balance his career with his family life, which became increasingly difficult. Making matters worse was that his town’s isolated location made it difficult to receive the necessary medical care. Other than the town’s family physician, medical treatments required regular three-hour drives to Billings, Montana.

After you complete the initial forms, you will need to schedule an interview with someone at your local Social Security office. You can go to the office for a face-to-face interview or you can be interviewed by telephone. It is recommended that you do the face-to-face interview if at all possible.

There are two different types of Social Security Disability. For either program, you must be considered disabled. Which of the two you might qualify for depends primarily on your work history and your earnings. While both of these programs provide assistance to the disabled, they are two very different programs. The qualifications are different and the amount of money you can get is different.

Should you consider disability insurance? If losing your income would cause big problems, these plans can help provide you with some of the money you will need. You should consider your own budget, needs, and situation in order to make a good decision to protect yourself and your family.

Go Back


Blog Search

Blog Archive


There are currently no blog comments.